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Industry analysis, coverage guides, and perspectives from the Oxera advisory team.
Latest articles
Understanding Surety Bonds in Construction Projects
Surety bonds are often misunderstood — and that confusion can cost contractors real money. Here's what every construction firm needs to know before bidding on public or large private contracts.
5 Risk Management Strategies Every Manufacturer Should Know
Manufacturing operations face a layered set of risks — equipment breakdown, supply chain disruption, product liability, and more. A proactive risk management program addresses all of them systematically.
The Hidden Costs of Underinsured Commercial Property
Many business owners don't realize their property is underinsured until they file a claim. By then, the financial gap can be devastating. Here's how underinsurance happens — and how to prevent it.
Workers' Compensation: What Contractors Need to Know in 2026
Workers' compensation requirements, experience modification rates, and classification codes directly affect every contractor's bottom line. Getting these right matters more than most contractors realize.
How to Read a Commercial Insurance Policy
Most business owners sign off on their insurance program without reading the policy. That's understandable — but knowing where to look and what to look for can prevent coverage gaps from becoming expensive surprises.
Key-Person Life Insurance: Protecting Your Business's Core
When a business depends heavily on one or two individuals, the loss of that person can be catastrophic. Key-person life and disability insurance addresses this exposure directly — and it's more affordable than most business owners expect.