Surety Bonds

Bonds that keep your
projects moving forward.

License, permit, and contract bonds placed fast — with carriers who understand construction, contracting, and the obligations that come with them.

  • Contract, license & permit bonds for construction and trades
  • Fast placement with A-rated surety carriers
  • Ongoing bond management as your project pipeline grows

A bond requirement shouldn't stall a project or cost you a contract. We work with a network of surety markets that understand the construction and contracting industries — so we can place the right bond quickly, at terms that reflect how well you run your operation.

We start by understanding your bonding needs — contract size, obligee requirements, and your current backlog. From there we match you with a surety carrier that knows your sector and can move efficiently. For growing contractors, we build a bonding program that scales with your pipeline, not one that holds you back.
Surety is often one piece of a larger risk strategy. OxEra also places commercial business insurance, designs risk management programs, and structures life & disability coverage for business owners and key staff. Ask your advisor how a bundled approach can strengthen your overall position.
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Specialists
By Design.

Deep expertise in the sectors where risk is real and the margins for error are thin.

Since 2004

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Years of experience in the trades

And counting

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Businesses & individuals protected

The proof is in partnership

0%

Client retention year over year

Bond placed right keeps the project on track

A bond requirement shouldn't stall a project or cost you a contract. We work with surety markets that understand construction and contracting — so we can place the right bond quickly, at terms that reflect how well you run your operation.

  • Contract, license & permit bonds for all project sizes
  • Placement within days, not weeks — backed by A-rated surety carriers
  • Ongoing bond management as your project pipeline grows

Carriers
We Represent

ChubbTravelersHartfordCNAEMCSecuraUFGRASChubbTravelersHartfordCNAEMCSecuraUFGRAS

Why OxEra

Why people love The OxEra Group
Insurance Solutions

You work with a dedicated advisor who knows your industry, your company, and your goals — and stays accountable to all three. No handoffs, no call centres, no being passed around. Just one person who picks up the phone and already knows the full picture of your operation.

A bond placed right keeps the project on the right track.

Our methodology

The 7 Stones Safety System

Seven interlocking layers that reduce total risk, not just annual premium.

Our 7-Step Risk Management Process

01

Risk Discovery

We spend real time on your floor, your site, and your books — understanding the operation before we ever talk coverage.

02

Exposure Mapping

We chart every meaningful risk: people, equipment, contracts, supply chain, and regulatory obligations.

03

Strategy Design

We build a layered risk strategy — coverage, operational controls, and carrier relationships — tailored to your situation.

04

Carrier Placement

With access to specialty markets, we negotiate terms that reflect how well-run your operation actually is.

05

Contract Alignment

We review your contracts, certificates, and indemnity terms so your coverage and your obligations never drift apart.

06

Claims Advocacy

When something happens, we manage the claim and fight for the outcome — you keep running the business.

07

Ongoing Partnership

We meet annually — and whenever things change. The relationship deepens because the risk picture always evolves.

Free monthly webinars

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Client voices

Hear from our clients.

OxEra Client
OxEra didn't just find us coverage — they found exposures we didn't know we had. The relationship has made our whole operation safer.

Marcus T.

President, Tier One Structural

OxEra Client
For the first time in twenty years of running a shop, I felt like my insurance advisor understood what we actually do. That clarity changed everything.

Diana R.

Owner, Clearwater Fabrication

OxEra Client
Every renewal used to feel like starting over. With OxEra it feels like a progress report — they come back knowing more, not less.

James K.

VP Operations, Summit Contracting

OxEra Client
They read our subcontracts before we signed them. Nobody had ever done that for us.

Priya S.

CFO, Ridgeline Builders

OxEra Client
When we had our first major claim, OxEra handled everything. We never stopped production. That's when I knew we'd made the right call.

Tom W.

GM, Ironbark Manufacturing

OxEra Client
Straight answers, no jargon, and a premium that finally reflects how we actually run our sites.

Elena M.

Director, M&Co Civil

OxEra Client
OxEra didn't just find us coverage — they found exposures we didn't know we had. The relationship has made our whole operation safer.

Marcus T.

President, Tier One Structural

OxEra Client
For the first time in twenty years of running a shop, I felt like my insurance advisor understood what we actually do. That clarity changed everything.

Diana R.

Owner, Clearwater Fabrication

OxEra Client
Every renewal used to feel like starting over. With OxEra it feels like a progress report — they come back knowing more, not less.

James K.

VP Operations, Summit Contracting

OxEra Client
They read our subcontracts before we signed them. Nobody had ever done that for us.

Priya S.

CFO, Ridgeline Builders

OxEra Client
When we had our first major claim, OxEra handled everything. We never stopped production. That's when I knew we'd made the right call.

Tom W.

GM, Ironbark Manufacturing

OxEra Client
Straight answers, no jargon, and a premium that finally reflects how we actually run our sites.

Elena M.

Director, M&Co Civil

Our footprint

States
we serve.

Licensed across the country, with deep roots in the markets that build and make things.

Alabama
Arkansas
Arizona
California
Colorado
Florida
Georgia
Illinois
Indiana
Kentucky
Michigan
Minnesota
Missouri
Nevada
North Carolina
Ohio
Oklahoma
Pennsylvania
Tennessee
Texas
Utah
Virginia
Washington
Wisconsin

Common questions

FAQs.

Not answered here? Ask us directly.